Starting with the class of 2030, every Texas public high school student will need to pass a personal finance course in order to graduate.
The change comes from House Bill 27, signed into law by Governor Greg Abbott, and will take effect for students entering 9th grade in the 2026–2027 school year.
The new requirement separates financial literacy from its former tie-in with economics, creating a dedicated half-credit course that will count toward the three required social studies credits. Students will learn practical money skills, including budgeting, saving, managing credit and debt, understanding taxes, and navigating loans —such as student loans.
Supporters argue that the goal is to better equip young people for life after high school by teaching them healthy financial habits early. Texas becomes the 29th state to make financial literacy a mandatory component of high school graduation.
For more information, visit tea.texas.gov.
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